Automotive Property

If you are involved in an accident while driving a UNM vehicle, you must complete a Loss or Damage to University Property Form and forward it to Safety & Risk Services as soon as possible.

The University's insurance policy, provided by the New Mexico Risk Management Division (NM RMD), covers damage to UNM owned vehicles caused by all perils including collision, vandalism, theft, and fire. The deductible is $250 and is the responsibility of the department suffering the loss.

If damage to a University owned vehicle is the fault of a third party, Safety & Risk Services will attempt to recover money from the at-fault driver's insurance company and reimburse the appropriate department for the loss. If you do not report the accident to Safety & Risk Services, all repairs will be charged to your department account.