Personal Vehicles Used for Official University Business
In New Mexico, insurance carried on a vehicle by the owner is the primary coverage. Therefore, the employee's personal vehicle insurance would apply in the event of an accident, even if the vehicle is used for official University of New Mexico business. Many insurance policies exclude work related activities from coverage. Therefore, it is important that any employee using his/her personal vehicle in the scope of work check with his/her insurance agent to confirm coverage limits.
University Policy #4030 states that "use of a personal automobile for official University business will be reimbursed at the standard mileage rate published annually by the University Controller. … The rate is intended to cover all costs associated with owning the automobile, including gasoline, maintenance and repairs, insurance, etc... Mileage reimbursement may be allowed for the use of a personal automobile while on University business within the local area, excluding mileage normally associated with commuting from the residence to the place of employment..."